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The Churchill Team Blog

Friday, September 30, 2022   /   by Randy Churchill

Why Buying a Home May Make More Sense Than Renting

Why Buying a Home May Make More Sense Than Renting [INFOGRAPHIC]


Some Highlights

If you’re trying to decide whether to rent or buy a home, consider the advantages homeownership offers.
Buying a home can help you escape the cycle of rising rents, it’s a powerful wealth-building tool, and it’s typically considered a good hedge against inflation.
If you’re ready to take advantage of the benefits of homeownership, let’s connect to explore your options. ...

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Tuesday, September 27, 2022   /   by Randy Churchill

How an Expert Can Help You Understand Inflation & Mortgage Rates

How an Expert Can Help You Understand Inflation & Mortgage Rates


If you’re following today’s housing market, you know two of the top issues consumers face are inflation and mortgage rates. Let’s take a look at each one.
Inflation and the Housing Market
This year, inflation reached a high not seen in forty years. For the average consumer, you probably felt the pinch at the gas pump and in the grocery store. It may have even impacted your ability to save money to buy a home.
While the Federal Reserve is working hard to lower inflation, the August data shows the inflation rate was still higher than expected. This news impacted the stock market and fueled conversations about a recession. It also played a role in the Federal Reserve’s decision to raise the Federal Funds Rate last week. As Bankrate says:

“. . . the Fed has raised rates again, announcing yet another three-quarter-poin ...

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Friday, September 23, 2022   /   by Randy Churchill

Fall Home Selling Checklist

Fall Home Selling Checklist 


Some Highlights


When it comes to selling your house, you want it to look its best inside and out so it catches the attention of buyers. A real estate professional can help you decide what to do to make that happen.



Focus on tasks that can make it inviting, show it’s cared for, and boost your curb appeal.



Let’s connect so you have advice on what you may want to do to get your house ready to sell this season. ...

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Thursday, September 22, 2022   /   by Randy Churchill

What Experts Say Will Happen with Home Prices Next Year

What Experts Say Will Happen with Home Prices Next Year


Experts are starting to make their 2023 home price forecasts. As they do, most agree homes will continue to gain value, just at a slower pace. Over the past couple of years, home prices have risen at an unsustainable rate, leaving many to wonder how long it would last. If you’re asking yourself: what’s ahead for the price of my home, know that experts are now answering this question, and its welcome news for homeowners who may have been led by the media to believe their home would lose value.
Historically, home prices have appreciated at a rate near 4%. For 2023, the average of six major forecasters noted below is 2.5%. While one, Zelman & Associates, is calling for depreciation, the other five are calling for appreciation. The graph below outlines each expert forecast to show where they project home prices are going in the coming year.

To understand why experts are calli ...

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Monday, September 19, 2022   /   by Randy Churchill

Well.......... Will My House Still Sell in Today’s Market? ????????????????????

Will My House Still Sell in Today’s Market?


If recent headlines about the housing market cooling and buyer demand moderating have you worried you’ve missed your chance to sell, here’s what you need to know. Buyer demand hasn’t disappeared, it’s just eased from the peak intensity we saw over the past two years.
Buyer Demand Then and Now
During the pandemic, mortgage rates hit record lows, and that spurred a significant rise in buyer demand. This year, as rates increased due to factors like rising inflation, buyer demand pulled back or softened as a result. The latest data from ShowingTime confirms this trend (see graph below):

The orange bars in the graph above represent the last few months of data and the clear cooldown in the volume of home showings the market has seen since mortgage rates started to rise. But context is important. To get the full picture of where today's demand stands, let' ...

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The Churchill Team - eXp Realty
Sereta Churchill
2603 Camino Ramon, Suite 200
San Ramon, CA 94583
925-998-4441
CA DRE# 00524249

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